How Our Loans and Layaways Work
Standard Loans

Get the cash you need, when you need it, without the hassles of filling out
long detailed applications. Loans are faster and easier than you think at
B&B Pawnbrokers.

No Credit or Bad Credit...No Problem!!

Offering quick 1 month renewable loans with 5 day grace period  to meet your short
term cash flow needs.

Loan Procedures:
  • Bring us your collateral merchandise
  • Tell us how much you would like to borrow.
  • Our appraisers will appraise the item(s) and discuss the allowable amount of
    your loan.
  • Present a valid state or government issued photo ID.
  • Sign the required documents and collect your cash.

Loan Terms:
  • One month renewable loan tickets, renewed by paying the monthly fee only.
  • Redemption's must be paid in cash.
  • Loans may be paid off at anytime in the monthly loan period
  • No limit as to how many loans you can have.
  • Loans may be renewed as many times as you wish
Layaways

Layaways are simple and affordable:
  • Place 20% of purchase price down
  • You have 30 days, per $100 value, to pay off the remaining amount
  • All layaways are final
  • 30 day extensions may be purchased for an additional 20% of the remaining
    value
Spotslyvania's Golden Pawnbroker